The Lowe’s Advantage Card is a credit card that offers many benefits for customers who shop at Lowes, one of the largest home improvement retailers in the US. Recently the Lowes Advantage Card went viral in West Virginia, Kentucky, and many other states. What makes the Lowes Advantage Card so special? What are the benefits you get by having one?
Why is the Lowe’s Advantage Card Trending in West Virginia and Kentucky?
According to some reports, the Lowe’s Advantage Card is going viral in West Virginia and Kentucky because of an alleged limited-time offer that allegedly gives new cardholders a 20% off coupon on their first purchase. This offer is allegedly valid from 6/8/23 to 1/31/24, and has a maximum discount of $100.
Many customers in these states have made posts on social media claiming that are taking advantage of this offer to save money on their home improvement projects, especially during the winter season when heating and insulation costs are high.
The Lowe’s Advantage Card is a store credit card that can only be used at Lowe’s stores and Lowes.com. It has a standard APR of 28.99%, and a minimum interest charge of $2. The card has no annual fee and no foreign transaction fee. The main features of the card are:
- 5% off eligible purchases or orders charged to the card. This discount is applied after all other applicable discounts and cannot be combined with other credit-related promotional offers.
- Special financing for six months on purchases of $299 or more. This option allows customers to pay no interest if they pay their balance in full within six months. However, if they fail to do so, interest will be charged from the purchase date at the standard APR.
- Up to 84 months of fixed payments at a reduced APR on purchases of $2,000 or more. This option allows customers to pay a fixed monthly amount with a lower interest rate than the standard APR for up to 84 months. The exact APR and payment amount depend on the purchase amount and creditworthiness of the customer.
The benefits of having a Lowe’s Advantage Card are:
- Saving money on home improvement purchases with the 5% off discount or the special financing options.
- Having access to periodic promotional offers throughout the year, such as coupons, rebates, or discounts on specific products or categories.
- Having the option to lease to own certain items with no credit needed through a third-party provider called Progressive Leasing. This option allows customers to pay over time for items that they may not be able to afford upfront, such as appliances, furniture, or flooring.
- Being able to pay with their smartphone using the Lowe’s app, which integrates with the card and allows customers to view their balance, make payments, and manage their account online.
Lowe’s is such a popular store in southern states like West Virginia, Kentucky, and Mississippi because it offers a wide range of products and services for home improvement needs. Lowe’s has over 2,200 stores across the US and Canada, and many of them are located in rural or suburban areas where there may not be many other options for home improvement shopping.
Lowe’s also has a loyal customer base that appreciates its low prices, quality products, helpful staff, and community involvement. Lowes supports various causes and initiatives that benefit local communities, such as disaster relief, education, military appreciation, and environmental sustainability.
To summarize things for you, the Lowe’s Advantage Card is a credit card that offers many benefits for customers who shop at their stores often. In recent weeks the card has been going viral in West Virginia, Kentucky, and countless other states because of a limited-time offer that allegedly gives new cardholders a 20% off coupon on their first purchase.
The card also allegedly offers a 5% off discount on eligible purchases or orders, special financing options for larger purchases, lease to own options for certain items, and periodic promotional offers throughout the year.
